Whats Open & Closed on Presidents Day 2026: Complete Expert Guide
If you’re searching “is today a holiday?” or “are banks open today?” — here’s the straight answer.
Presidents Day 2026 falls on Monday, February 16, and yes, it is a federal holiday in the United States. That means government offices close, financial markets pause, and certain services stop — while most retail businesses remain open.
This guide breaks down exactly what’s open and closed on Presidents Day 2026, with expert clarity for investors, NRIs, businesses, and professionals in India tracking U.S. operations.
Is Today a Federal Holiday?
Yes.
Presidents Day 2026 — officially called Washington’s Birthday — is one of the federal holidays 2026 recognized by the U.S. government.
It honors:
- George Washington
- And broadly celebrates all U.S. presidents
If you’re asking:
- Is today president day? → Yes, on February 16, 2026.
- Holiday today? → Yes, in the United States.
Are Banks Open on Presidents Day?
Short answer: No. Most banks are closed.
Presidents Day is observed by the Federal Reserve System. That means:
- Major banks close physical branches
- No in-person banking services
- Limited processing of wire transfers
- No same-day ACH settlements
If you’re wondering:
- Are banks open on presidents day? → No
- Are banks closed today? → Yes
However, you can still:
- Use online banking
- Transfer money digitally
- Withdraw cash via ATM
- Use mobile check deposits
For businesses in India working with U.S. clients, this may delay:
- Wire transfers
- Vendor payments
- Treasury settlements
Plan cash flows accordingly.
Is the Stock Market Open on Presidents Day?
If you’re an investor asking:
- Is the stock market open on presidents day?
- Is stock market open today?
The answer is No.
The U.S. equity markets are closed.
Markets closed on February 16, 2026:
- New York Stock Exchange
- NASDAQ
No trading in:
- Stocks
- ETFs
- Options
- Equity derivatives
Bond markets also close.
Trading resumes Tuesday, February 17, 2026.
For Indian traders active in U.S. markets, this impacts:
- Overnight hedging strategies
- Short-term options plays
- Arbitrage setups
Always check U.S. holiday calendars when planning global portfolios.
Is the Post Office Open on Presidents Day?
If you’re searching:
- Is the post office open on presidents day?
- Is there mail on presidents day?
The answer: No.
United States Postal Service closes retail locations and suspends regular mail delivery.
That includes:
- Letters
- Standard mail
- Packages
- PO box services
What still works:
- USPS website services
- Self-service kiosks in select areas
Mail resumes Tuesday.
Do UPS and FedEx Deliver?
Unlike USPS, private carriers operate differently.
- UPS → Open and delivering
- FedEx → Deliveries active (limited pickups in some areas)
For Indian exporters shipping to the U.S., this matters.
Commercial logistics largely continue, but some pickup services may operate on reduced schedules.
Are Retail Stores Open on Presidents Day?
Yes — and many run major sales.
Target
Target remains open during regular business hours.
Costco
If you’re asking “is costco open on presidents day?” — Yes.
Costco operates normally.
Presidents Day is not one of Costco’s limited holiday closures.
Other Major Grocery Stores Open:
- Aldi
- Trader Joe’s
- Food Lion
- Wegmans
Most operate on standard hours.
Are Restaurants and Fast-Food Chains Open?
Yes.
Most national chains remain open, including:
- Burger King
- Dunkin’
- Chick-fil-A
- IHOP
- Taco Bell
- Subway
However, hours can vary by location.
Are Pharmacies Open?
CVS Pharmacy locations remain open.
Prescription services continue, though some in-store clinics may operate on adjusted hours.
What Closes on Presidents Day? (Quick Table)
| Category | Status | Notes |
|---|---|---|
| Banks | Closed | Online banking works |
| Stock Market | Closed | NYSE & NASDAQ shut |
| USPS | Closed | No regular mail |
| UPS/FedEx | Open | Limited pickups possible |
| Retail Stores | Open | Sales promotions common |
| Restaurants | Open | Location-specific hours |
| Government Offices | Closed | Federal services paused |
Why Presidents Day Matters for Indian Businesses
Even though Presidents Day is a U.S. holiday, it impacts:
- Indian IT firms serving U.S. banks
- Exporters shipping to American buyers
- Stock traders using U.S. markets
- Payment gateways clearing USD transactions
Here’s what typically gets delayed:
- Federal approvals
- Securities settlements
- Government contract responses
- ACH transfers
If your revenue depends on U.S. operations, build this holiday into your annual calendar.
Presidents Day 2026 vs Other Federal Holidays
Here’s where it fits in the federal holidays 2026 lineup:
- New Year’s Day
- Martin Luther King Jr. Day
- Presidents Day
- Memorial Day
- Independence Day
- Labor Day
- Columbus Day
- Veterans Day
- Thanksgiving
- Christmas
Presidents Day is one of the early-year market closure dates investors often overlook.
Frequently Asked Questions
Is today a holiday in the U.S.?
Yes, February 16, 2026 is a federal holiday.
Are banks open today?
No. Most banks are closed on Presidents Day.
Is stock market open today?
No. U.S. stock markets remain closed.
Is there mail on Presidents Day?
No regular USPS delivery.
Is Costco open on Presidents Day?
Yes, standard business hours apply.
Expert Insight: Retail vs Financial Shutdown
Presidents Day creates an interesting economic split:
Financial systems pause.
Retail activity accelerates.
While banks and markets close, consumer spending often rises due to:
- Presidents Day sales
- Electronics discounts
- Furniture promotions
- Car dealership offers
For marketers, this is a retail opportunity.
For finance professionals, it’s a non-trading day.
Final Verdict: Whats Open Closed Presidents Day 2026
If you’re checking whats-open-closed-presidents-day, here’s the executive summary:
Closed:
- Banks
- U.S. stock market
- USPS
- Federal offices
Open:
- Retail stores
- Restaurants
- Pharmacies
- UPS & FedEx
Presidents Day 2026 is a full federal holiday with financial system shutdown but strong retail activity.
If you operate across borders — especially from India — mark February 16, 2026 clearly on your calendar.
Operational planning prevents avoidable delays.
